Expect a split payment environment
Modern restaurants, hotels and many cafes accept cards, but local food stalls, taxis outside apps and small neighborhood businesses often do not.
Keeping enough small cash on hand reduces friction without forcing you to carry excessive amounts for the entire trip.
Budget for convenience, not just headline prices
ATM access, card surcharges and last-minute transfers can affect your real trip cost more than brochure prices suggest.
A simple daily spending buffer usually protects you from rushing into poor exchange or withdrawal choices.